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How much do you know about your pension(s)? - A study into pension literacy

13 June 2018

In 2015, the government introduced major pension reforms that made the way individuals are able to access their pensions more flexible. My research aims to give insights in to how much people know about pensions and how likely they are to seek financial advice when making pension choices. The target demographic are individuals aged 40 to 70 that have not yet fully retired. Participants are asked to complete a 'test of pension literacy' developed with the help of industry experts.

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Ethical approval

This study has been given ethical approval by the University of Northumbria on 6th July 2017.

About the researcher

I am a Senior Lecturer at Northumbria University. I manage the Finance and Investment Management programme in the department of Accounting and Finance. I am currently in the data collection phase of my DBA.

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